Credit Cards !!!!

[Telmay]

Just before Christmas I called up a credit card company and had a balance of £3054, said I wanted to pay balance but couldn't as they would only take a maximum of £3k off my debit card. So left £54 on the account and to be honest forgot all about it. Today three sh*ty letters arrive all dated different but arrive together, one demands the £54 or debt collectors will call, One says your credit limit is now £350 and the third letter says we have agreed to your request of a fixed payment of £5 per month to clear balance please destroy your card!

I called them and congratulated them on their customer communication skills and how could we have reached an agreement without speaking? I got along silence which I think equated to the dozy git on the end of the phone shrugging his shoulders - not totally bothered as I was going to close it, but its not the point of my rant!!!!!!

Just another example of the credit card firms getting rid of customers with small balances as they now they wont make much wedge out of you in the future - b*stards

[feva]

so do you have to pay the £54 or £350?

[Stoday]

I pay it all off every month. Never had a problem even though it's gone well over £3k when I've been on holiday.

[handyman]

I have a limit of 10K on my CC I'm waiting for them to reduce it soon. Had the card with nationwide for 10 years and every 6 months they kept putting the limit up.

Its just a 'normal' card, not a gold one.

[Telmay]

Feva, outstanding balance is £54, they reduced credit limit from £3000 to £350 as they have guessed that I am closing the account.